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In the sleepy cobblestone backstreets of an economy that's seen better days, where dragons have switched from hoarding gold to clipping coupons, we find the legendary hero Himmel, rocking his bald-is-bold look, with a face that's seen more battles than a blacksmith's anvil. It's here, in front of a tavern as aged as his beard, he reunites with his once-spritely companion, Frieren, whose ears are still pointy enough to open letters – possibly the pension checks.

"Himmel..." Frieren whispers, her voice dripping with nostalgia like a leaky potion vial, her eyes wide with the kind of surprise you reserve for tax returns and unannounced in-laws. She's baffled, not so much by the monk-like tranquility Himmel exudes but by his financial savvy. "How do you still have money to spend after living beyond the average elf age?" she inquires, the gears turning in her head not since the last time she tried to decipher a dwarven dinner menu.

"I saved diligently when I was a hero," Himmel beams, leaning on his cane that's less a tool for walking and more a prop to flaunt his thriftiness. "Plus, my withdrawal rate is far below inflation!" he boasts with a twinkle in his eye that could outshine a dragon's hoard. It's a statement that could send shockwaves through the retirement planning community, echoing off the walls of the guild halls with the kind of wisdom that could only come from someone who's outlived his actuarial table by a century or two.

This isn't just a tale of magical reconnection; it's a lesson in economics. Himmel, the wizard of wealth management, turns out to be the Gandalf of good sense. He's the hero the world needs, a beacon of budgeting in an age of financial spells gone awry. And as Frieren processes this revelation, one can only imagine her next quest might involve less monster slaying and more mastering the mystical art of the 401(k). Because in a world where the greatest spell is compound interest, Himmel stands as the ultimate archmage of annuities!

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